Lupixo Management Consultancy Ltd is an independent strategic advisory firm. We help high-growth digital platforms, fintechs, and creator networks eliminate de-banking risks, secure institutional BaaS/EMI partners, and implement fault-tolerant, bank-ready financial infrastructure.
UK SIC 70229 · Independent advisory
14-week parallel migration
7-part compliance dossier
Eliminate Single Points of Failure
Bridging Digital Innovation and Institutional Banking Architecture
Traditional commercial banks frequently flag complex, multi-jurisdictional digital business models. Lupixo acts as an independent pre-underwriting filter and technical solution architect—delivering fully structured, bank-ready client dossiers that accelerate institutional risk desk approval.
01 / THE CHALLENGE
Bridging Digital Innovation and Institutional Banking Risk Desks
De-Banking & Account Freezes
Inflexible BaaS underwriting and rigid risk algorithms frequently flag high-volume, cross-border, or non-standard transaction flows without notice.
Single-Point-of-Failure (SPOF)
Total reliance on a single EMI or banking partner creates existential operational threats if clearing rails are suspended.
Underwriting & Onboarding Friction
Bank risk desks spend months reviewing unstructured applications, leading to false-positive rejections and delayed time-to-market.
02 / CLEAR BOUNDARIES. INDEPENDENT THINKING.
Agnostic Advisory Isolated from Regulatory Friction
Lupixo Management Consultancy Ltd operates strictly as an independent strategic advisory under UK SIC Code 70229 (Management consultancy activities other than financial management).
Outside our remit
NO holding or custody of client funds
NO operating transaction clearing or settlement rails
NO regulated financial advice or tax structuring
Inside our mandate
DO author 7-part bank-ready technical & compliance dossiers
DO broker institutional relationships with vetted BaaS/EMI partners
DO manage turnkey parallel platform migrations with zero downtime
03 / OUR EXPERTISE
Core Practice Areas
01
Financial Architecture & De-Banking Audit
Top-to-bottom analysis of gross clearing paths, settlement holds, FX spreads, and SPOF vulnerabilities.
02
BaaS & Banking Partner Sourcing
Strategic matching and negotiation with vetted BaaS providers, EMIs, and principal card issuers.
03
Solution Design Mandate Package
Complete 7-part master technical and compliance dossier submitted directly to bank risk desks.
04
Turnkey Migration Management
Full implementation oversight across a 14-week rollout, guaranteeing zero platform downtime.
04 / THE SOLUTION DESIGN MANDATE
Benchmark Deliverable: The 7-Part Master Dossier
Our flagship deliverable converts complex platform mechanics into standardised, bank-ready institutional payloads.
01
Executive Memorandum
Underwriting baselines & alignment
02
Operational Briefing
Functional rail separation & manual user draws
03
Master Solution Design
JSON KYB schemas & multi-currency wallet specs
04
Structural Compliance Statement
Zero-inference webhook ledger integrity
05
Risk & Content Policy Framework
Traffic pre-screening & age-gating
06
Technical Dependency Log
API rate limits RPS, cutoffs & SLAs
07
Sandbox QA & Reconciliation Framework
5-point edge-case matrix & daily batch scripts
PROVEN TRACK RECORD / PROJECT TITAN
Project Titan Case Study Benchmark
Projected Year 3 Spend Capacity modeled under 99.9% SLA
Multi-jurisdictional creator ecosystem & card issuing program
Zero Operational Downtime during platform migration
Automated server-to-server KYB sub-account provisioning
05 / FROM STRATEGY TO PRODUCTION
14-Week Execution Roadmap
01
WEEKS 1–3
Compliance & Legal Boundary Lockdown
02
WEEKS 4–7
Core Banking API & Sub-Account Provisioning
03
WEEKS 8–10
Card Program & Real-Time Velocity Controls
04
WEEKS 11–12
Signed Webhook Layer & Zero-Inference Rendering
05
WEEKS 13–14
Sandbox QA Edge-Case Matrix & Production Launch
06 / START A CONVERSATION
Ready to Build Resilient Financial Infrastructure?
Eliminate single-point-of-failure risks and secure institutional banking rails for your platform.